Spending, as a percentage of personal income has increased substantially over the past fifty years. I fact, most people spend about 10% more than they earn, regardless of how much their income is. Because of this excess spending, levels of credit card debt have also increased. For these reasons, many people have problems meeting their monthly expenses.

In order to solve your debt problems you have two choices. You either have to bring more money into the household or you have to slash expenses. Following are several areas where you might be able to slash expenses in the grocery store:

1. Never go grocery shopping when you are hungry. This mistake can easily increase your bill by 5%.

2. Beverages can put a serious dent in your budget. Switch over from soda to tap water and you can save a considerable amount of money. In addition to saving you money, this little change may help you lose weight.

3. Always make a grocery list when shopping, and only buy from the list. I know those Bon Bons look awfully tempting, but if it isn’t on your list, don’t buy it.

4. Switch over from the name brand foods to generics and store brands. In many cases, your family won’t even know the difference unless you tell them. This switch can save you between 10% and 30%.

5. If you are a regular buyer of bottled water, switch over to tap water and you can eliminate that expense entirely.

6. Use coupons. Those who are serious about using coupons can trim a ton of money off their grocery bill.

7. Avoid prepared convenience foods. Get out the recipe book and make it from scratch. It’s not only cheaper; it tastes a whole lot better.

By following these 7 tips you can slash expenses and reduce your grocery bill by a significant amount. As an added benefit, it might even maker you be slimmer and healthier.

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