We used to think that younger people should apply for term life because their rates were lower. However, premiums have dropped over the last ten years, and it is worth it to compare term life insurance for older people too!

In fact, the internet has made the application process very simple, and you can find large amounts of term life insurance with no medical exam and very few health questions. We have seen term policies with face values up to $400,000 that do not require a physical.

Senior citizens, or those approaching retirement, may want to consider life insurance for elderly people or find final expense insurance for seniors. Seniors can find simplified issue policies that do not ask many questions, and they can even find guaranteed issue policies that accept all appliants within the age range. Some policies even go up to 85 years old!

If you are not a chicken, check out Cheep Life Insurance. (Get it.. cheep .. chicken?)