Credit cards are a popular financial solution that offers individuals many benefits without annual charges. But we all know that applying for it is quite confusing, especially when you don’t know where to start and which one to choose.

So, keeping this in mind, let’s explore how to apply credit card with IDFC FIRST Bank.

Steps to Apply For a Credit Card With IDFC FIRST Bank Credit Card

  • Visit Official Website

First, open the official website of IDFC FIRST bank on the internet browser.

  • Click ‘Apply Now”

Afterwards, go to the credit card section of the bank website, where you will find the ‘Apply Now’ button. Click on that.

  • Complete Verification

Now complete the credit card verification process by entering the OTP sent to your registered mobile number.

  • Fill in all the details.

Fill in all the essentials, like name, address, email address, PAN card number, etc, in the digital form.

  • Click on Proceed

The last step is to give consent to proceed with the credit card application from your side with credit card status.

  • Delivery of credit card

Once all the above steps are done, you will get your credit card within 4 to 5 days. Moreover, you can also access your virtual credit card on the IDFC FIRST Mobile Banking App.

Types of IDFC FIRST Credit Card 

  • FIRST Millenia

The income eligibility to apply for this credit card free is 3 Lacs or more. However, if you talk about its features, it delivers never-expiring rewards and one program that provides up to 10X rewards points on buying.

Moreover, IDFC offers interest-free ATM cash withdrawals for up to 48 days and many more never ending benefits.

  • FIRST Classic

This is another Super Rewarding credit card that offers exceptional value with many benefits like great discounts, low-interest rates, and, most importantly, comes without an annual fee.

Once you take this card, you will get a welcome voucher worth Rupees 500 for spending Rupees 5000 or more within 30 days.

  • FIRST Select Credit Card

The eligibility criteria for having this card is an annual income of 12 Lacs or more. After having it, you will experience a premium lifestyle with superior rewards programs, round-the-year offers, travel perks, and many more.

Moreover, FIRST Select Credit Card gives 4 complimentary Domestic airport lounge visits every quarter.

  • FIRST Wealth Credit Card

Experience luxury with this card if your annual income is 36 Lacs or more. It unlocks many benefits in the form of evergreen rewards, some amazing travel perks, and many more.

  • FIRST Power Credit Card

Another power-packed credit card can help you to save Rs.7000 yearly, welcome benefits worth Rupees 1,400 and many more. Furthermore, it offers a 0% credit card interest rate on ATM cash Withdrawals until the due date.

The Bottom Line

So, take a credit card whichever you want and enjoy the rewards to the fullest with the IDFC FIRST Bank credit card. However, if you need any type of help regarding credit cards, visit the bank’s official website and feel free to contact customer support for all your queries.

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