There are few things more difficult than to manage the balance in between life and your personal life. It seems like it takes money to do a lot of the things you want to accomplish in your personal life, but if you work more to accomplish it then you don't have enough time to do those things.

I think that you have to try and be balanced. Sometimes you can work a lot for a while before you have a lot of things going in your personal life. When you get your finances going then you can get your life going, but this is not a great way to do in because you don't want to miss your life.

The other way to do it is to get going right away, but if you have kids then you will be broke for a long time, this is unfortunately what I did, and yes I am broke, but I wouldn't have missed out on my kids for anything.

Probably the best thing would have been for me to have waited a while until I had gotten a foot hold and then have the kids later. Once you have a few kids life moves at light speed.