Choosing the right Credit Card for you is an extremely important decision. I remember back in college how the credit card companies had stands set up offering different credit cards. How did I choose then? I took the card with the best promotional gift. I must say I do have a few nice tshirts. The way you should choose a card is by deciding what is most important to you. If you travel quite a bit than a card that offers hotel, airline or car rental discounts would be a good choice. If you want to recieve a nice bonus check at the end of the year a cash back card would work well for you. During the last few years credit card companies have really done a great job creating niche type reward cards with great incentives. The way consumers spend on their credit cards is unique to each individual. You must way your options and choose the card that will bring you the most pleasure.