What a crock this offer is.
It asks if you have credit cards that you want to pay off to lower your monthly payments. That is what I have. I had to call the alleged Loan Officer back after a week and was told that my balance on my credit card was to high to qualify for a loan to take care of the credit card?
I have a paid for home with basically no debt other than this card, a very good salary and all 3 credit scores over 700.
what the hell are they offering again?
Don't bother with this, just another scam to try and get you to apply.