What I have learned and do by saving money is If you live near stores and other places that have things you need or want walk or bike there instead of using your car or truck,Finding better deals on groceries and other things you need or want,do simple repairs in your house yourself.If you don't know how to do something the internet has answers for everything.just do a search.Another way I saved money is If you need money for bills,and your needs or wants then for 1 whole year take away something that you really don't need.Like cable tv,the plan you have on your cellphone and you don't need all the minutes everymonth find a cheaper plan.Try to find things you can save money on.These are things I do and have done to save money.The more money you save the more money you will have to pay off bills.then after bills are paid off then the money saved is yours for whatever.If you like this article check out my other xombytes.Go to http://www.xomba.com/user/fitzs