We are living in modern period. Many people talk about insurance. Do we need protection? whether life is  not safe now. We talk about. insurance. There are many type of insurance. like Life Insurance, car insurance, death insurance. Once again, Do we need insurance? many people have awareness about insurance. We don't know, how long we life? and wheter we will always healthy. Many insurance company offered various type of insurance. We have choose it well. With the kind of diverse insurance and attractive offer. I think they have the same goal, to offer protection. people who live in developed countries is more forward-thinking. they have a higher education. This insurance such as a  future investment. They have things that had to protected, like car. If something happen to their cars, it can replaced by insurance without no cost. We can use all risk insurance type. Because the car have many risk like accident, hit and theft. better it insured.