The Walk

You got all the time in the world and next to nothing to carry. You could walk more efficiently and save a bit of time. You could save yourself some trips by carrying anything from a bag to pulling along a trailer. Maybe your dog could share some of the weight. You would be able to do a lot more with your time. Time isn't an issue to you, only saving money. Perhaps if you had more time you could earn more money. When traveling longer distances take a bus to save time or you could save money and time by investing in a bicycle.

Walking and running is the most efficient form of transport over short distances.

Walk and bus/train

Saving effort is somewhat important to you. But so is saving money and time. Walking and busing is your compromise. Walking everywhere just takes too much time and effort. Cycling is just too tiresome, locking and unlocking a bicycle is a hassle.

Cycling

Considered by many to be the most efficient form of Transport. To some it takes too long to get places particularly on the open Road. There are limitations on how much a bike can carry without accessorizing it. It takes personal effort so is not for the lazy. Although by comparison Fuel takes effort in working hours. You could get places faster by using 'Bikes on Buses'