It’s a hard world out there. In order to survive and retire, you have to have some many different nest eggs. Just one is never enough. Just retiring from one job after 20 years isn’t enough anymore. In the past 20 years inflation has doubled. The cost to heat your home, feed your children, and put gas in the car has doubled. In some cases it has tripled.

Going for the Gold:
One way to insure your financial survival is to invest into gold. Gold is a commodity that will never loss total value. In fact, as the world gets busier, the price of gold will skyrocket. Right now gold is priced in US dollars. As the dollar deflates it takes more of them to buy the same amount of gold. So buying now is a good thing. I do believe that gold will get to $1000 an ounce or greater. Also consider the other metals like silver and platinum. These, like gold, will hold a value. They have there ups and downs, but push come to shove, its good money.

The Stock Market:
This is a great way to make money if you know what you’re doing. It’s not easy to predict just which way the markets will go from day to day. There is a lot of volatility right now so be careful. I would think about companies that have been around the block and survived. AT&T is an example. Microsoft is another. I would try and pick long term companies that are not tied to hedge funds or the housing market. If you use a broker, make sure what companies they are with before giving them good money for bad. DO YOUR HOMEWORK! It can mean a good retirement. Watch the trends. If you keep up with global economies, you can follow trends and make real good money.

Old fashioned Savings Accounts:
These are great a great form of making money long term. You want to look into high yield accounts that are hard to withdrawal from. Some offer bi-annual access and generally those are the ones that make you the most money.

Foreign Exchange Trading:
This is a very risky business. Though if you are good at trading and reading markets, then this could be your venue for making the big bucks. It’s a very short term trading system and its equivalent to gambling. Never put money into this system unless you’re willing to loose it. Many people go bust trying this form of money making simply because they use money they couldn’t afford to loose. Never invest all your money into one thing.

Make sure that you do all your homework no matter what you invest in. Without it, you’re asking to be ripped off. It’s a cruel world out there and you have to protect yourself. If you want to play the stock market, I would advise that you learn as much as you can before you do it. So many companies would love you to jump right in and throw them your money. This is what they want. Be careful and study. This will ensure that your retirement will be a good one.