With the economy in a downturn, and scam artists becoming increasingly advanced in stealing identities of innocent victims, it is tough to battle them and protect your identity. By now everyone has seen those commercials for freecreditreport.com with those 3 guys who made it big by doing rhyming commercials. Of course, the credit report provided through this site is not free, you have to pay to be a member to receive a credit report. Well that does not make sense! Why would anyone want to pay for a monthly service to get something they should be able to get for free?