ESPlannerBASIC is economics-based software, calculating of how much you should spend, save, and insure each year to achieve a stable living standard -- now and through retirement.

Developed by economist Laurence Kotlikoff at <?xml:namespace prefix = st1 />BostonUniversity, ESPlannerBASIC is based on a philosophy of "consumer smoothing." It doesn't just tell you how much money you need for "retirement" (whatever that is, these days). It tells you how much you should spend and save every year, and shows you how lifestyle decisions will raise or lower your standard of living.