Heres Where To Get Free Downpayments - Part 4/Final

home buying

American Dream Charity

1 East Diamond Ave. Suite C

Gaithersburg, MD 20877

301-977-9133

American Dream Charity provides gift funds of up to 5 percent of the homes sale price. You do not need to be a first time home buyer to be eligible for this program. Any home can qualify if it meets the standards and criteria of the mortgage that the home buyer is using to purchase the home. The price that the home is selling for must not exceed it's appraised value, The seller of the home must agree to contribute to the CDS Home Grant Program and pay the processing of 650 dollars.

Genesis Program

8834 N Capital Of Texas Hwy. Suite 110

Austin TX 78759

512-231-0270

The funds from this program can be used for down payment, closing costs or to payoff debts to qualify for a mortgage. There are no geographic restrictions and conforming and no-conforming mortgages are accepted. Registration by the Realtor or Mortgage company is not required. Genesis can provide the funds within 24 hours of receiving the required paperwork. You do not have to be a first time home buyer to qualify and up to 22,500 dollars is available for single family homes, townhouses and manufactured homes.

Hart Program

Rancho Cucamonga, CA

909-454-1574

Hart provides gift funds of up to 15,000 dollars. You do not need to be a first time home buyer to be eligible for this program. Any home can qualify if it meets the standards and criteria of the mortgage that the home buyer is using to purchase the home. The price that the home is selling for must not exceed its appraised value, The seller of the home must agree to contribute to the CDS Home Grant Program and pay the processing of 650 dollars for homes sold for 100,000 dollars or less or 950 dollars for homes sold for more than 100,000 dollars.

Nehemiah

1851 Heritage Lane Suite 201

Sacramento, CA 95815

916-231-1999

Nehemiah provides gift funds of up to 3 percent of the homes sale price. You do not need to be a first time home buyer to be eligible for this program. Any home can qualify if it meets the standards and criteria of the mortgage that the home buyer is using to purchase the home. The price that the home is selling for must not exceed it's appraised value, The seller of the home must agree to contribute 3 percent to Nehemiah Corporation and pay a processing fee of 800 dollars on a new home or 950 dollars for an existing home.

Partners In Charity

10 E. Main St. Suite 114

East Dundee, IL 60118

1-800-705-8350

Partners In Charity provides gift funds of up to 5 percent of the homes sale price. You do not need to be a first time home buyer to be eligible for this program. Any home can qualify if it meets the standards and criteria of the mortgage that the home buyer is using to purchase the home. The price that the home is selling for must not exceed it's appraised value, The seller of the home must agree to make a contribution to PIC and pay a processing fee of 3/4 percent of the homes sale price.

Neighborhood Gold

313 East University Parkway

Orem, UT 84058

888-627-3023

Neighborhood Gold provides gift funds of up to the homes appraised value. You do not need to be a first time home buyer to be eligible for this program.