How to Finish Chapter 13 Bankruptcy. If you’ve already filed for Chapter 13 Bankruptcy, you’re likely in the process of getting your Plan confirmed or you are in the payment stage. This article focuses on the State of Michigan Chapter 13 Bankruptcy, but can likely be applied to your state as well. If you haven’t already, read my article on Filing for Chapter 13 Bankruptcy, this will give you some background information on the process.