Working at home is a great way to make a living. You get to stay at work, spend more time with family, work your own hours and earn as much money as you would like. However, a negative about working at home is there is no 401K plan or any type of retirement options. Having a good retirement plan is a must for anyone who doesn't want to work until they die. Read on to get information on how to start a retirement plan when working at home.

You should build a residual income if you haven't started already. There are a number of ways you can create a residual income but a great way to start is writing articles. Many web sites will pay there members to write very informative articles and earn you ad revenue. This means whenever a visitor clicks on an ad while reading your article you will earn a commission. A few sites that you should definitely join and start writing at are eHow, Associated Content, Bukisa, Infobarrel and Xomba.

The key to making money with residual income in writing is to keep doing it. You should write a fee articles every day to really start seeing your earnings grow. The more quality articles you write the more residual income you will earn online.

You can also look into affiliate marketing to earn residual income online. There are businesses that will pay members to promote there products to give them sells. When you get a customer to click on your affiliate link and buy a product you will earn a high commission. A few sites that you can join to become an affiliate marketer are Amazon Affiliates, ClickBank and Commission Junction. These sites are really great to start earning a residual income. All you have to do is write and promote a companies product(s) and generate sales for them. You do not have to but there products, mail anything or lose any money from your work.

If you keep building that residual income you can really create your own retirement account. The best part is you will keep earning this amount or more as long as the sites are still running. You could even include your account information in a will and give it to a member of your family or close friend.

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