How to Credit Repair. In today’s society, it is necessary to have a good credit score. A good credit score can get you a better job and lower interest rates amongst many other perks. Whether you are young or old, it’s never too late or too early to start building up your credit score. The best place to begin is when you start college, but these steps will work for anyone. If you’re trying to build up your credit score after filing for bankruptcy or trying to get rid of credit card debt, check out my other articles on those specific topics!