They are everywhere on the net! Just search for "debt management" and you will find many companies promising to ease your debt, avoid bankruptcy and repair your credit rating. But the last thing you want is to make the situation worse. So be smart, the best thing to search for is "bankruptcy lawyer directory" or "bankruptcy attorney directory". Debt management companies are paid from your repayment plan. If any of them ask for money up front, just walk away and find another one.

There are many such directories, the one below is from the NACBA.