I have made a fair bit of money online, and I have never spent one penny of my own money or given out any bank details. What to do is, join up as many free to join paid survey sites. There's loads! Lightspeed panel, cashcrate,vindale,awsurveys,valued opinions. Just type "free paid online surveys" into your search engine, and join as many as possible. They will notify you by e-mail when a paid survey is available. Do as many surveys as you are willing to do, and watch the cash build up. It does require some time and effort, but it gives you that extra bit of cash you're looking for. I make about an extra $500 month, for a few hours extra work.

There are some scam sites out there, but they are easy to pick out. Basically, if a site asks you for money or your bank details it's a scam. All the good sites are 100% free. They also pay by paypal or check, paypal is a very safe method of payment.

Whats the catch, you are asking? Well there isn't one. Before the internet, these market research companies(survey sites) had to hire workers to go around the streets, getting people to take surveys. The internet has enabled them to cut out the middleman, and give the people the surveys directly. The money that is saved, is used as an incentive for people to fill out more surveys. Makes sense, doesn't it?

A lot of these sites also offer you other great ways of making money for free online. I find referring people to a site is great way of making some extra cash. Some sites give you a personal referral link when you join them. You copy and paste this link anywhere you can think of on the internet. Every time someone clicks on the link and registers with the site, you make money. They pay up to $5 per person you refer (vindale, awsurveys) and number of referrals is unlimited. This is a method of making money online, even when your offline.

Also, ever wondered how some people managed to land themselves the dream job of product testing? Well, since I have joined all these survey sites, I have been given the chance to test hundreds of products. They pay you for your opinion on the product, and they also let you keep it.

Remember people, join as many free and paid survey sites as possible (to generate most income), never pay to join a survey site and refer people for a bit of extra money. Good luck!