Of the many web sites I have reviewed on the subject of credit help for those who feel overwhelmed, the best is Credit.com. This site provides a wealth of information on all aspects of credit including debt management, evaluating your credit status, obtaining credit reports, and understanding credit and credit scores.

Excellent information bites on various worthwhile credit matters and details on handling difficult credit situations are available throughout the site.

This site does sell products but even these seem to be very useful and reasonably priced, but be cautious that some items may have a charge. The site does, however, discuss the free annual credit report.

The information on managing the credit score was of particular interest to me since the Fair Issac Score is used predominantly in credit granting decisions.

The discussion on the best credit cards to obtain is very useful because of the detailed data provided on each card.

It is impossible to obtain too much good information on managing your credit, but this site would be at the top of my list.