Tips for shopping this Cyber Monday

If you didn't go shopping last Black Friday to avoid all the maddness at the mall here is your chance to still get goo deals and save money on all your christmas gifts.

Almost every online retailers will offer special promotions on the Monday after Thanksgiving.

Here are a few tips for you and websites where you can look at the deals they have for this Cybermonday.

Go to cybermonday.com, you will find all kind of deals, some of which are exclusive, from nearly 500 stores. You can narrow down the list of retailers based on specific wants, such as free shipping or gift cards.

Shopadidas.com plans to offer customers 25 percent off all running and training apparel on Monday only.

JoAnn.com, the online crafts store, will cover shipping for all purchases, as well as returns.

Shoppers at Ice.com, a jewelry merchant, will save 20% on many items and pay no shipping.

Remember to comparison shop at sites like Shopzilla.com and Shopping.com before you buy. Also, scour the fine print for the return policy. Can you return or exchange an item at their store? If you must mail returns, who pays for the shipping? Will you receive a store credit or a refund?

Also be sure to shop on secure Web sites that use encryption technology, which will scramble your personal information so hackers cannot access it.

Never buy from a Web site that does not include a physical address and phone number.

Finally, use a credit card when shopping online. It is the safest method of payment. Legally you are responsible for only $50 of unauthorized charges, and you can withhold payments if you are disputing a charge.

Be sure to record every purchase and the price.