What happens after death.

I spoke with a psychic who has seen what happens after death. He told me "when you pass you stay around earth and wait to see how outher peopel react apon your death, depending how you lived your life sinfull or sinless. if you lived a sinfull life like a prison sentance you do time in hell as punishment ,when the time is over you choose to go for another chance at life as any living creature you want to be. If you lived a sinless life then you will go to hevan and remain there until you dicide to return to earth as any new living creature you choose to be". Now that I Know the secret after life I have less on my mind and have a diffrent perspective of life after death.